BEIJING, Feb 27 (Xinhuanet) -- The world's largest personal credit information databank has been put into operation in China, with the number of persons covered reaching 486 million by late January,the People's Bank of China has said.

　　Su Ning, vice-governor of the central bank, said at a national conference over the weekend that almost every Chinese citizen who is economically active is now covered by the databank.

　　The databank provides information concerning one's basic facts, bank accounts, borrowing records and his/her accounts at the national housing saving pool, he told the conference on the administration of credit information collection in Guilin, south China's Guangxi Zhuang Autonomous Region.

　　The vice-governor said another credit information databank targeting enterprises has also launched operation on a trial basis and would start full operation at the middle of the year.

　　He called for the better utilization of the databanks by enterprises and personal credit information for safeguarding financial security and providing a benchmark for monetary and macroeconomic policy makers.